1
Preliminary eligibility enquiry
The corporate counterparty provides non-sensitive information on the commercial purpose, participants, jurisdiction, amount, tenor and proposed structure.
2
Transaction and documentary review
We review the underlying transaction, contractual framework and apparent documentary requirements, subject to the scope agreed with the client.
3
Compliance-readiness preparation
The parties organise corporate records, ownership information, KYC/AML material and other documents normally required for institutional review.
4
Direct engagement with a regulated institution
The applicant approaches its own bank or another regulated financial institution. That institution independently performs credit, compliance, sanctions and legal assessments.
5
Independent decision and documentation
Only the relevant financial institution can decide whether to offer financing, issue an instrument or communicate through authenticated interbank channels.
6
Limited ongoing coordination
Where separately mandated, Torus Group may continue to assist with non-banking documentary coordination between corporate counterparties.
Important. Torus Group does not issue, reserve, guarantee, authenticate or promise bank guarantees, standby letters of credit, documentary credits, MT799 messages, MT760 messages or any other bank instrument. No outcome is assured. Any decision belongs exclusively to the relevant regulated financial institution.